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Banks & Money in China

Beijing Travel Essentials: Banks & Money

Banks in China | Banking Hours in China | Credit Cards

Beijing Banks & Money

RMB - Chinese currency.

China's currency is the Renminbi (RMB), meaning "People's Money" and is issued by the People's Bank of China.

China's main unit of currency is the yuan (元)[CNY]. One yuan is sub-divided into 10 jiao (角), and one jiao into 10 fen (分). jiao and yuan are usually referred to colloquially as mao and kuai respectively.

It is becoming increasingly rare now to receive any fen in your change. The largest denomination renminbi note is the red 100-yuan note.

Most international tourist hotels and restaurants accept credit cards along with some department stores and shops. Foreign currency and travellers cheques can be changed at Beijing Capital Airport, large branches of the Bank of China, the CITIC Industrial Bank, money changing kiosks and large department stores such as the Friendship Store. Large hotels also offer foreign exchange services.

Click here for Chinese Yuan Exchange Rates

Banks in China

Here is a list of the major banks in Beijing:

Bank of China Tel: 95566
Agricultural Bank of China Tel: 95599
China Construction Bank Tel: 95533
China Merchants Bank Tel: 95555
Citibank Tel: 800 830 1880
HSBC Tel: 800 820 8878
Industrial & Commercial Bank of China Tel: 95588



Bank of China, Hong Kong.

Bank of China, Hong Kong

Banking Hours in China

Banking opening hours vary but on the whole banking hours are 9am-5pm with some branches open on the weekend.

Many ATMs in Beijing accept foreign issued credit cards from the major companies including Amex, MasterCard, Visa, Cirrus and Plus.

Expect a healthy charge from your home bank. Withdrawals are limited to between 3,000-5,000 RMB.

ATMs that accept foreign issued credit cards offer both Chinese and English operation screens, or at least have both languages displayed on the same screen. There are ATMs at Beijing Airport, some subway stations and in many of the city's major shopping and commercial areas.

Lost Credit Cards

China Hotlines:

VISA 10-800-711-2911
MasterCard 10-800-711-7309
Amex collect call 336-393-1111


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